Well JeffM, let's assume you had a really good life in your childhood and had plenty of parental help along the way, your school would have given you good reports and you would have been a good student.
Suppose then in your childhood you had a bad parent who from around 6 years old was always saying you were think and stupid. Suppose you were also hit and abused every week of your childhood life. Today you could go to the authorities and sort that problem out immediately, but in the 1960's and 70's that were not possible. I started to get a little insight into the subject of maths about 15 years old, and one day I came home from school with homework and I started to complete it at the kitchen table, and then my dad came in and asked, what are you doing! I said my maths homework, and he abruptly said you are doing it wrong, and I said my teacher told me to do it this way, and my dad said, your teacher is wrong do it this way. My work was wrong, the teacher marked it wrong and I was punished for being wrong. I spent about fifteen years of my life in that environment and left school with no exam passes. I started work in a manual job and when I started college I was at some point presented with maths and could not do them, and in the exams I just ignored anything to do with maths, yes I scraped through but I'd never had any professional help with the subject of maths. As years went by maths were increasing becoming common in my training for the trade I'm in, so I decided to start looking into the subject, but I have to learn it one step at a time, I have nobody that can help except forums. This is a interest to me that is very much a scientific part of the trade I'm in, and I'm choosing to learn it myself for my own benefit, so when you see I ask questions about the basics, please don't be offended and look down on me, you've had a good schooling where I have not. We've lead very different lives and sometimes not by choice.