an annuity

logistic_guy

Senior Member
Joined
Apr 17, 2024
Messages
1,370
Determine whether or not each of the following situations describes an annuity. If the situation is not an annuity, explain why it is not.

\(\displaystyle \bold{1.}\) A car lease requires monthly payments of $235.94 for 5 years.
\(\displaystyle \bold{2.}\) Your cell phone bill.
\(\displaystyle \bold{3.}\) The money Adam pays for groceries each week.
\(\displaystyle \bold{4.}\) Ashok bought a guitar from his brother for $350. Since he didn’t have the money to pay for it up front, his brother agreed that he could pay him $25 a week until his payments add up to $350.
\(\displaystyle \bold{5.}\) Caries’ Candy Counter pays $1,400 a month in rent for its retail store.
\(\displaystyle \bold{6.}\) The rent for the Tastee Lard Donut Shoppe is $850 a month plus 2% of the monthly sales.
\(\displaystyle \bold{7.}\) Cheryl pays for her son’s day care at the beginning of every month. Her provider charges $35 for each day her son is scheduled to be there during the month.
\(\displaystyle \bold{8.}\) Every single morning, rain or shine, Cieran walks to his favorite coffee shop and buys a double redeye latte.
\(\displaystyle \bold{9.}\) According to their divorce decree, Terry is required to pay his ex-wife $590 a month in child support until their daughter turns 21.
\(\displaystyle \bold{10.}\) In response to her church’s annual stewardship campaign, Peggy pledged to make an offering of $20 each week.
 
Determine whether or not each of the following situations describes an annuity. If the situation is not an annuity, explain why it is not.

\(\displaystyle \bold{1.}\) A car lease requires monthly payments of $235.94 for 5 years.
\(\displaystyle \bold{2.}\) Your cell phone bill.
\(\displaystyle \bold{3.}\) The money Adam pays for groceries each week.
\(\displaystyle \bold{4.}\) Ashok bought a guitar from his brother for $350. Since he didn’t have the money to pay for it up front, his brother agreed that he could pay him $25 a week until his payments add up to $350.
\(\displaystyle \bold{5.}\) Caries’ Candy Counter pays $1,400 a month in rent for its retail store.
\(\displaystyle \bold{6.}\) The rent for the Tastee Lard Donut Shoppe is $850 a month plus 2% of the monthly sales.
\(\displaystyle \bold{7.}\) Cheryl pays for her son’s day care at the beginning of every month. Her provider charges $35 for each day her son is scheduled to be there during the month.
\(\displaystyle \bold{8.}\) Every single morning, rain or shine, Cieran walks to his favorite coffee shop and buys a double redeye latte.
\(\displaystyle \bold{9.}\) According to their divorce decree, Terry is required to pay his ex-wife $590 a month in child support until their daughter turns 21.
\(\displaystyle \bold{10.}\) In response to her church’s annual stewardship campaign, Peggy pledged to make an offering of $20 each week.
What is the definition of annuity?

show us your effort/s to solve these problems.
 
What is the definition of annuity?
An annuity is any collection of equal payments made at regular time intervals.

\(\displaystyle \bold{1.}\) A car lease requires monthly payments of $235.94 for 5 years.

annuity
 
\(\displaystyle \bold{2.}\) Your cell phone bill.

not annuity.

Each month you will pay different amount depending on your usage.
 
\(\displaystyle \bold{3.}\) The money Adam pays for groceries each week.

not annuity.

As Adam pays different amount of money each week depending on what groceries he buys.
 
\(\displaystyle \bold{4.}\) Ashok bought a guitar from his brother for $350. Since he didn’t have the money to pay for it up front, his brother agreed that he could pay him $25 a week until his payments add up to $350.

annuity.
 
Top