Yeah, I don't get it either.
0.32 * 15 = 4.8
Does it make sense to say that one of the five credit-card users in the store is only four-fifths of a person ?
Maybe the exercise contains a typographical error.
If there were 25 people in the store, instead, it would make more sense to say that 32% of them used credit cards because that percentage works out to exactly eight people. That is, eight people who are all whole, heh, heh.
0.32 * 25 = 8
You could tell the teacher that you corrected the exercise so that it makes sense. 32% of 25 people is 8 people.