Sorry, my bad. I'm not quite sure why my initial approach failed, but here's how you do it:
You want at least 3 mc, which means you want 3, 4, or 5 mc.
How many ways to get (exactly) 3 mc? This means you must have 2 T/F, so it's
20C3 x 10C2
How about 4 mc and 1 T/F?
20C4 x 10C1
and finally, for 5 mc, it's just
20C5
Multiply these quantities and add them up and you should get one of those answers.
I am not quite sure why the first way didn't work, though.