This way may make it less confusing to someone learning:
let a = 1/4 and b = 1/2 ; then:
(x - a)(x - b)
= x^2 - bx - ax + ab
= x^2 -x(a + b) + ab ; now substitute back in:
= x^2 -x(1/4 + 1/2) + (1/4)(1/2)
= x^2 - x(3/4) + 1/8
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