I don't know if there is a test for this - there probably is, but if you don't know if, you could just try plugging in the first few number for n (I'm assuming that your first term is either 0 or 1).
For n = 0, you'd get:
0(0-1) = 0
for n = 1, you'd get:
1(1-1) = 0
for n = 2, you'd get:
2(2-1) = 2
for n = 3, you'd get:
3(3-1) = 6
for n = 4, you'd get:
4(4-1) = 12
Hopefully you can see that as n increases, the value of the function does too. This means it doesn't go to a certain value; instead, it approaches infinity, which is divergent. Kind of get it? See what the limit would be for this:
1 / (n(n-1))
you should get 0, convergent.
I think a rule you can remember with sequences is that if the function is top-heavy, like your one is, the sequence diverges. If it's bottom heavy, like the one I gave you, the limit is zero, and it converges. However if the function has like terms, then the limit is the ratio of the leading coefficients and the sequence converges.
i.e.
[(2n^2) + (5n) + 4] / [1 + (3n^2)]
because there is an n^2 in both the top and bottom, the terms are the same and so the limit of the sequence will be their ratio, or 2/3. I hope this helps somewhat and that I didn't mislead you.